New Dental Plans

Yes. Depending on where you live, you will be offered the UHC copayment plan or the UHC Dental PPO (DPPO). You may also have the ability to choose between the two dental plans. See the chart below for details.

If You… Here’s What Will Happen…
Reside in California or Nevada You will be offered the UHC Select Managed Care Direct Compensation (DC) and the UHC DPPO to choose from during the next annual Open Enrollment.
Reside in any state EXCEPT California or Nevada You will be offered the UHC In-Network Only (INO) Plan* or, you can choose the UHC DPPO during the next annual Open Enrollment.
Are not enrolled in any Southwest Carpenters Trust Fund dental plan as of October 31, 2018 You will need to complete an enrollment form if you want to enroll in a dental plan effective January 1, 2019.

* Note that the UHC INO is not available in Alaska, Alabama, Arkansas, Connecticut, Georgia, Hawaii, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maryland, Maine, Missouri, Mississippi, Montana, New Mexico, North Carolina, North Dakota, Oklahoma, Texas and Vermont. If you live in any of these states, you will be enrolled automatically in the UHC DPPO for coverage effective January 1, 2019.

The new dental plans offer these enhancements over the current dental plans:

  • For 2019, in most states you will have a choice between a UHC copayment plan and the UHC DPPO.
  • Under the copayment plans, your copays for most dental services will be either the same as or less than the copays under the current DHMOs.
  • Under the new DPPO, you pay a percentage of the cost for dental services instead of copays. Also, you can choose from a larger network of dentists than under the current DHMOs and new copayment plans. It’s likely that the network dentists you use now are in the DPPO network. In addition, the DPPO gives you access to out-of-network dentists.

All of these UHC dental plans pay for diagnostic and preventive services at 100%.

For details on dental benefits, see Dental Plans.

Orthodontic treatment in progress is prorated based on the initial date of service and expected timeframe of the treatment. Banding charges and monthly fees incurred before the effective date with UnitedHealthcare are paid by your prior dental plan. UnitedHealthcare reviews the full cost of the case and the remaining treatment to be completed to calculate the benefit that will be paid over the remaining months of treatment.

If you are in the middle of an extensive treatment plan, a transition to a new carrier can be concerning. Often a pretreatment estimate was completed by your prior carrier. Ask your dentist to submit a similar pretreatment claim to UnitedHealthcare, listing the remaining services to be completed with any supportive x-rays or documentation. This gives UnitedHealthcare the opportunity to assist you with the transition before the work is completed. UnitedHealthcare also encourages provider nominations to its network and would be happy reach out to your dentist if he or she is not in their network. Nominations can be submitted online at or by calling the customer service number on your ID card.