Vesting Requirements

When you become “Vested” your right to a Normal Pension (in the amount determined by your Hours Worked in Covered Employment) can never be lost even if you stop working in Covered Employment.

You can become vested in several ways:

  • By earning at least five years of Vesting Service Credit including one Hour of Service on or after January 1, 1999 without a Permanent Break in Service; or
  • By earning at least 10 Vesting Service Credits without a Permanent Break in Service; or
  • By earning at least 10 Pension Credits without a Permanent Break in Service (including at least 500 hours worked in Covered Employment credited toward Future Service Credit); or
  • By attaining Normal Retirement Age while still an Active Participant and before your Pension Credits are cancelled by reason of a Permanent Break in Service.

Vesting requirements differ prior to 1999. Contact the Administrative Office.